Retirement Stocks in India

In this era of price hike in India, depending on bank FD, Debt Fund will not help you to build a portfolio which will grow enough to compete your future expense. So, you need to rely on stocks. Here are some stocks suggested by economictimes recently for building retirement portfolio. Lets analyse these stocks and check whether these are suitable for building your retirement portfolio or not. I have suggested some more stocks for building retirement portfolio to minimize the risk.

1. Corporation Bank

If Indian GDP will grow at a rate of 8% Indian banking sector will definitely grow in more faster way to support that growth. In terms of that any PSU bank is a safe bet and history shows that indian banking stocks have shown stable and more than expected return.
If you can buy Corporation Bank which has grown at rate of 27.3% in the 2008-09 recession time or any other PSU bank in low price you can hold it till your retirement.


2. Tata Consultancy Services [TCS]

TCS is showing strong growth potential in the near future. And it'll continue to grow in near and long term with it's strong brand name, company image and efficient corporate structure. With profit margin more than 25 % in recent years and well planned future growth plan in the area of TCS Platform BPO Solutions and expansion in small and medium scale business, it is a promising company for next couple of decades. Only caution to take is that you should buy it proper and low costs as software stocks fluctuates more.

3. Reliance Industries

Although the stock has not performed well in last two years, but, your portfolio will not complete without this stock. Buy this share in small quantity continuously for creating your wealth.




4. Larsen & Toubro Ltd

L&T is another safe bet for retirement portfolio as the company is managing from IT to infrastructure. And in the growing India scenario it will perform well for next 10 to 20 years. Coming company and stock splits of L&T may be beneficial also for current investor in near term.







5. NTPC

Indian power sector will also grow well in coming future. So, in this area leader NTPC is the best and safe choice for retirement portfolio.







6. Tata Motors

Jaguar and Land Rover have been acquired by Tata Motors

World's cheapest car Nano is manufactured by Tata Motors

Although the company was in debt during recession period but has recovered from this phase well. The history has shown the stability and long term performance and safety of the brand is good. No, motor company has such a wide variety of products in different prize ranges which is minimizing the risk of auto sector.












Apart from this consider the following stocks for retirement also ->

7. BHEL [Bharat Heavy Electrical Limited]

8. Vijaya Bank

This stock has strong potential to grow. Vijaya bank can be a choice if you want to be bit aggressive on retirement portfolio with calculated risk.

9. Lupin Ltd


Although you can consider the above stocks for your retirement in next 20-30 years, but, time to time monitoring  these stocks are required for any unexpected change in business or the business scenario.